{"id":94983,"date":"2026-08-17T08:45:18","date_gmt":"2026-08-17T07:45:18","guid":{"rendered":"https:\/\/www.taxresearch.org.uk\/Blog\/?p=94983"},"modified":"2026-08-18T09:59:44","modified_gmt":"2026-08-18T08:59:44","slug":"why-do-banks-take-deposits","status":"publish","type":"post","link":"https:\/\/www.taxresearch.org.uk\/Blog\/2026\/08\/17\/why-do-banks-take-deposits\/","title":{"rendered":"Infographic: Why do banks take deposits?"},"content":{"rendered":"

To answer a question I am often asked, and which was asked in response to relevant infographics on banks, I offer this:<\/p>\n

\"\"<\/p>\n

How to expand this image<\/b><\/p>\n

If you press CTRL or Command and Plus (+) on your keyboard, your browser should increase the size of your page every time you do this. Press CTRL or Command and the 0 (zero) key together to restore the screen to normal.
\n<\/b><\/p>\n

How to download this image.\u00a0<\/b><\/p>\n

If you right-click the image, you should be given the option to download it to your computer. So long as you do so without the intent to make a profit, you may do so without further permission. Commercial use requires consent. But if you just want to share it, do so with whoever and wherever you want. That is the purpose of these infographics.
\n\u00a0<\/b>
\nThe image library<\/b>
\n\u00a0<\/b>
\nWe have a library of these images. It is\u00a0available here<\/a>. All downloads are free, but donations help our work.<\/p>\n

You can download this infographic here<\/a>.<\/p>\n

AI use<\/strong><\/p>\n

I wrote this infographic based on many years of experience commenting on this issue. I used AI to create the image. I had no other budget to do so.<\/p>\n","protected":false},"excerpt":{"rendered":"

To answer a question I am often asked, and which was asked in response to relevant infographics on banks, I offer this: How to expand
 Read the full article…<\/em><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26,70,136,204,35,240,174,224],"tags":[],"class_list":["post-94983","post","type-post","status-publish","format-standard","hentry","category-accounting","category-banking","category-city-of-london","category-economic-justice","category-economics","category-images","category-modern-monetary-theory","category-neoliberalism"],"_links":{"self":[{"href":"https:\/\/www.taxresearch.org.uk\/Blog\/wp-json\/wp\/v2\/posts\/94983","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.taxresearch.org.uk\/Blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.taxresearch.org.uk\/Blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.taxresearch.org.uk\/Blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.taxresearch.org.uk\/Blog\/wp-json\/wp\/v2\/comments?post=94983"}],"version-history":[{"count":3,"href":"https:\/\/www.taxresearch.org.uk\/Blog\/wp-json\/wp\/v2\/posts\/94983\/revisions"}],"predecessor-version":[{"id":95011,"href":"https:\/\/www.taxresearch.org.uk\/Blog\/wp-json\/wp\/v2\/posts\/94983\/revisions\/95011"}],"wp:attachment":[{"href":"https:\/\/www.taxresearch.org.uk\/Blog\/wp-json\/wp\/v2\/media?parent=94983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.taxresearch.org.uk\/Blog\/wp-json\/wp\/v2\/categories?post=94983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.taxresearch.org.uk\/Blog\/wp-json\/wp\/v2\/tags?post=94983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}